Payment infrastructure

Payments built for modern businesses.

Accept payments, create virtual accounts, move money and connect your business to powerful payment APIs — all from one platform.

Create free account Explore the API Get the app

Built for businesses, platforms and developers

Virtual Account

Dedicated account

012 345 6789

PluzzPayActive

PluzzPay Dashboard

Available balance ₦2,845,920.00

Today+18.4%

Payments₦1.84M

Transfers₦735K

Settled₦1.51M

Recent transactionsView all

Payment receivedToday · 10:42 AM

+₦25,000Successful

Bank transferToday · 10:36 AM

−₦75,000Successful

Payment linkToday · 10:21 AM

+₦50,000Successful

Payment received

Customer payment

+ ₦50,000

Payment GatewaySuccessful

Infrastructure designed for everyday digital commerce

Payments Virtual Accounts APIs Transfers

One platform

Everything you need to move money.

Collect payments, manage balances and build financial workflows without stitching together multiple tools.

Payment Gateway

Accept customer payments through the channels supported by your PluzzPay account.

See payment flow

Virtual Accounts

Create dedicated virtual account experiences for customers and automate payment identification.

Explore accounts

Bank Transfers

Build transfer workflows and manage movement of funds through your business platform.

Build with API

Payment Links

Create simple payment links for collections when a full checkout integration is not required.

View experience

Wallet

Monitor balances, transaction activity and money movement from your PluzzPay account.

Open dashboard

Business Dashboard

Keep your payment activity, balances and transaction records visible in one place.

Go to dashboard

Accept payments

A payment experience your customers can understand.

Give customers a clear path from amount to successful payment while your business gets transaction visibility in the dashboard.

Multiple payment channelsOffer the payment methods available to your business.

Clear transaction referencesKeep collections identifiable and easier to reconcile.

Payment linksCollect without requiring a custom checkout page for every use case.

Pay with PluzzPaySecure checkout

Amount₦25,000.00

Bank Transfer

Card

Other available methods

Virtual accounts

Give every payment a clear destination.

Use virtual account infrastructure to identify incoming customer payments and connect collections to your own product workflows.

Dedicated account experiencesCreate account-based collection flows for customers and platforms.

Payment identificationConnect incoming payments to the right customer or order.

Developer readyBuild account creation and notification workflows around your application.

Virtual AccountCustomer collection

Account number 012 345 6789

PLUZZPAY / CUSTOMERNIGERIA

Latest payment₦75,000.00

Received

For developers

One API layer for your payment workflows.

Build payment and money-movement experiences into your website, app or platform with clear API patterns.

Build your product. We handle the payment infrastructure.

Design your integration around the capabilities available in your PluzzPay account. Keep your application in control while PluzzPay handles the payment infrastructure layer.

REST API

Webhooks

Transaction references

API authentication

Test-ready workflows

Developer support

Start building

# Initialize a payment
curl -X POST \
  https://api.pluzzpay.com/v1/payment/initialize \
  -H "Authorization: Bearer YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "amount": 25000,
    "email": "customer@example.com",
    "reference": "ORDER_001"
  }'

// Example request structure
$response = Http::withToken('YOUR_API_KEY')
    ->post('https://api.pluzzpay.com/v1/payment/initialize', [
        'amount' => 25000,
        'email' => 'customer@example.com',
        'reference' => 'ORDER_001',
    ]);

{
  "status": true,
  "message": "Transaction initialized",
  "reference": "ORDER_001"
}

Built for your business

From online stores to financial platforms.

Use PluzzPay where payments and money movement are part of the customer experience.

E-commerce

Collect customer payments and keep transaction activity organized.

SaaS & Platforms

Add payment capabilities to your application through APIs.

Fintech

Build financial workflows around payment and account infrastructure.

Marketplaces

Design collection and settlement flows for multi-party platforms.

Security by design

Financial infrastructure should be built with care.

PluzzPay is designed around secure authentication, transaction visibility and controlled access to payment infrastructure.

Security and compliance claims on this page should be updated to match PluzzPay's actual certifications, licences and operational controls.

Encrypted communicationProtect data moving between your application and the platform.

API authenticationUse authenticated requests for protected payment operations.

Webhook verificationBuild reliable event-driven payment workflows.

Access controlsKeep business account activity protected and accountable.

PaymentsCollection infrastructure

AccountsVirtual account workflows

TransfersMoney movement tools

APIsDeveloper integration

Customer stories

Let your customers tell the story.

Replace this area with verified PluzzPay customers and specific, permissioned results as your customer base grows.

“PluzzPay helped us bring payment collection and transaction visibility into one workflow.”

PluzzPay customerVerified customer story

“The value is having payment infrastructure that can fit into the product we are already building.”

PluzzPay customerVerified customer story

“We can monitor transactions from the dashboard while keeping our own customer experience in control.”

PluzzPay customerVerified customer story

Questions

Frequently asked questions.

Clear answers before you start integrating.

What is PluzzPay?

PluzzPay is a payment infrastructure platform for businesses and developers. Its available capabilities can include payment collection, virtual accounts, transfers, wallets and APIs.

Can I integrate PluzzPay into my website or app?

Yes. PluzzPay provides API-based integration for developers. The exact endpoints and supported capabilities should be confirmed in your current API documentation.

What are virtual accounts used for?

Virtual accounts can provide customers or transactions with dedicated account details, making incoming payments easier to identify and reconcile.

Can I use PluzzPay without coding?

Depending on your account setup, payment links and dashboard tools can support collection use cases without a full custom integration.

Where can I get support?

Contact the PluzzPay support team at support@pluzzpay.com for assistance with your account or integration.

Get started

Build your payment experience with PluzzPay.

Create your account, explore the dashboard and start building around the payment capabilities available to your business.

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